FROM CONSOLIDATION TO HUMAN RESOURCES REPORTING
After implementing the IFRS consolidation in banking format, Opera became the central application of the group, gradually integrating the plan, budget, forecast and human resources.
Microcred is a digital finance group specializing in financial inclusion in Africa and China. Microcred offers financial services that are accessible and adapted to the needs of emerging clients, particularly non-banked populations, especially Micro-company & SMEs. In 2016, Microcred is present in Madagascar, Senegal, Nigeria, Côte d'Ivoire, Mali, Zimbabwe, Burkina Faso, Tunisia and China. The Group is one of the few global financial institutions to have deployed a cost-effective model for financing micro-company and SMEs.